In Lal Kitab there is mention of Rin (debt). These are -Matri Rin in Lal Kitab, Pitri Rin in Lal Kitab, Swa Rin in Lal Kitab, Stri Rin in Lal Kitab, Dev Rin in Lal Kitab, Jalimana Rin and Kudarati Rin. Let's see how these Rinas are identified in the horoscope.
Mother’s Debt ( Matri Rin )
When Fourth House in the Horoscope is afflicted a person suffers from Mother’s Debt. Afflicted Moon is the indicator. Because of this Debt the person can have strained relations with the Mother or she could be suffering from ailments. The person suffers in the academic field. If and when associated with animals giving milk or trading in milk or water all his riches and wealth disappears because of some unforeseen events. If someone else tries to help the individual he himself is rendered incapable of doing it. The native tends to throw dirt or waste material in the Flush, or flows it in water, well or river.
Self Debt ( Swa Rin )
When Fifth House in the Horoscope is afflicted a person suffers from Self-Debt. Afflicted Sun is the indicator. Because of this Debt the person becomes atheist and does not follow family traditions. A person rises high in status and serves the government but suddenly due to a stroke of misfortune all his wealth is lost. Some chronic diseases like ; heart diseases, pain in shoulders, physical weakness, difficulty in eyes severe so that the person suffers from it. One has to pay penalty in legal suits even though he is flawless. There may be an Agni Kund or Fire place underground or many openings in the roof for the entry of light.
Paternal Debts ( Pitri Rin )
When Second, Fifth, Ninth or Twelfth House in the Horoscope is afflicted a person suffers from Paternal Debt. Afflicted Jupiter is the indicator. Because of this Debt the person dishonors or changes the family priests or Brahmins, destroys the place of worship and tends to cut the Peepal or Banyan tree. One has to carry the stigma of other’s evil deeds for no reason. Hair turn grey at an early age. Sometimes when in the family an elderly person’s hair starts graying, the yellow metal turns to black iron and iron translates itself into white ashes. In other words everything is lost with age.
Debts to Relatives ( Rishtedari Rin )
When First and Eighth House in a Horoscope are afflicted, person suffers from Debts to relatives. Afflicted Mars is the indicator. Because of this Debt the person remains aloof and enjoys solitude. Someone in the family must have killed a pregnant cow or buffalo, poisoned some relative or set someone’s new house on fire. The person is against his relatives. Does not join in family celebrations and does not celebrate at home.
Debts to Girl Child/Sisters ( Bahan / Ladki Ka Rin )
When Third and Sixth House in the Horoscope is afflicted a person suffers from Debt to girls or sisters. Afflicted Mercury is the indicator. Because of this Debt there will be bad and adverse results to wealth and life of the native when he is blessed with a son or a grandson. He will have no sisters or daughters or have bad relations with them or may be troubled with their sufferings. The person suffers in speech or has brain or nervous disorders. He can speak harshly or deliberately to hurt others. If there is a surviving daughter or sister, all riches vanish and a person becomes a pauper, at the time of their marriage or after marriage. The same might happen even after the birth of a son. One struggles till 48 yrs of age. The native swindles with females or girls or gets involved in the unethical act of selling or purchasing of innocent children.
Debts to Females (Stri Rin )
When Seventh House in the Horoscope is afflicted, a person suffers from Debts to Females. Afflicted Venus is the indicator. Because of this Debt the person suffers in his marital life. In the family Women folks are beaten. Someone at some time might have killed a pregnant lady for selfish reasons. One is avert to keep pets, especially a cow. Main gate of the House or entrance will be from the South which will be harmful. Native might be a killer, posses House or machinery by cheating, snatching other’s possessions illegally and using for one’s own comfort. Benefic results of the progeny will be mild, holes in the skin, diseases in secret organs, Cremation of dead body at the time of marriage of anybody, having second marriage.
Debts due to Evil Deeds ( Nirdayata ka Rin, Nirdayee Rin, Jalimana Rin)
When Tenth House and Eleventh House in the Horoscope is afflicted a person suffers from Debts due to evil deeds. Afflicted Saturn is the indicator. This is a curse due to Tyarani, killing, murdering or shooting i.e., taking away lives of the innocent. Manipulating someone’s property and not paying for it. Because of this Debt the person is devoid of good and faithful servants or do not get into good service themselves. Untimely death of progeny or in-laws, fire accidents, not residing in the purchased House, Repairing stairs after purchasing a house, unnatural death by intake of poison or killed through weapons. Native is unable to purchase machinery or house even after giving advance, rusticated from the school or Examinations without any fault. Buys the land from the issueless person and constructs house on it.
Debts during entire life time
When Twelfth House in the Horoscope is afflicted a person suffers from Debts during entire Life Time. Afflicted Rahu is the indicator. This is a curse of children who are not allowed to born or aborted. This debt incurs even if some ancestors have betrayed or cheated their in laws or others in such a way that their entire family was destroyed. Because of this debt an individual has to struggle through out his lifetime. One does not enjoy any comfort or luxury. Interpersonal relationships become a cause of stress. There is a sudden turmoil in life. Some unforeseen event or mishap shatters good luck and with in a flick of a second a king turns into a pauper. All is lost as sometimes in natural calamities. A person tends to get penalty or imprisonment in court judgment without any fault, charges of cheating, theft, betrayal are labeled against the native. Flow of dirty and impure water below the corridor, accumulation of heaps of dust and waste material or filth in front and backside of the residence, Fire, theft, failure in life despite of hard work, asthama, epilepsy, unexpected or untimely death.
Godly Debts ( Dev Rin, Kudarati Rin )
When Sixth House in the Horoscope is afflicted a person suffers from Godly Debts . Afflicted Mercury is the indicator. This is a curse from the religious place or religious person or because of not performing the ‘Mannat’ or what one had promised to offer to God after completion of the work. Because of this Debt the person is often devoid of progeny.A person is cheated whenever he puts faith on someone, kills the dogs, has urinary problems, accidents and unforeseen events during journey, has bad character. Native Receives adverse blessings from poor or saints. Pain in the back bone, Pain in the ears, dog bites.